Lawyer.com.au provides opinions, factual information, general advice and pathways to Australian legal services & products. Although we cover a large range of the providers available, we don't cover every option available. You should always seek qualified independent advice before engaging any services or following general advice as it is not tailored to your circumstances. We hope that the information and general advice provided will help you make a more informed decision. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us.